A company portfolio isn't good because it has a lot of insurance in it – it's good because it forms a system. This page shows the three pillars of the "one hand" argument, without price figures.
Several insurers' offers in a single table with the same criteria – with strengths and weaknesses, not just a bottom line. The insurers compete for you, not the other way round.
Every contract's expiry in a single table. With the renewal table, extensions and cancellation windows become visible, so the deadlines are visible in one place, and every renewal date is a chance to re-tender – if you get in touch before the renewal, I prepare the comparison.
The cover map shows what you're paying for twice, and what isn't covered at all – the two often live together in the same portfolio.
The price is always decided by a concrete quote, so we won't promise numbers here. The benefit of "one hand" is clear even without that: competitive tendering creates real bargaining power, renewal dates managed in a single table rule out silent auto-renewals, and filtering out overlaps typically cuts cost exactly where the company hadn't even noticed it was paying twice. And there's a harder-to-quantify item too: at a claim there's a single point of contact who knows the whole portfolio – you don't have to work out which policy responds.
If the company's portfolio is fresh, well-sized and already in one hand, the outcome of the review will be that there's nothing to do – and I'll say so. The goal isn't to turn everything into a new contract, but for you to know whether what you have is good. One of the Insights collection's most important articles is about exactly this: when you don't need new insurance – and its companion piece, on the cheap-premium trap.
I charge no fee for the advice or the competitive tendering – the insurer pays the intermediary remuneration. Your investment is the 20 minutes of the first conversation, and finding your existing policies. The steps of the process are shown on the How it works page.
Seven questions, two minutes: the quiz gives you an informational self-check – with direction and a to-do list, not a price quote.
Free of charge and without obligation: I review what you have, and where there might be a gap or overlap – the decision is always yours.