The portfolio review is this site's central service – and deliberately simple: you bring the existing policies, I bring the method. At the end you don't get "a quote" but a diagnosis: what exists, what's missing, what's duplicated – and what's worth doing.
- The start is a free 20-minute conversation – with the existing policies (as they are: PDF, paper, photo).
- The result is three documents: portfolio inventory, renewal table, cover map – with commentary.
- What follows is your decision: sometimes it leads to competitive quoting, sometimes the closing line is simply: everything is in order.
1. The 20-minute start
The first conversation (by phone or video) covers two things: what the company does – activity, size, premises, plans – and what is currently in the portfolio. For this I ask for the existing policies, even unsorted: organising them is my job. The full prep list (five minutes): first-conversation checklist – but you can start without it too. The conversation is free and without obligation: I charge no fee for the advice, the intermediary remuneration is paid by the insurer.
2. Processing: inventory, table, map
Three working documents are built from the material received. The portfolio inventory: every contract in one row – what, with whom, until when, for how much, who is the beneficiary/assignee. The renewal table: the calendar of deadlines and cancellation windows. And the cover map: the company's real risks mapped onto the contracts – this is where gaps and overlaps become visible. All three remain yours, even if you decide not to continue.
3. The feedback: diagnosis and proposal
At the closing conversation I hand over the three documents with commentary: what is in order (I say so plainly too – when you don't need new insurance), where there is a real gap or overlap, and where it is worth putting to competitive tender. The proposals are prioritised: what is urgent (an uncovered major risk), what is a renewal-date task, what is optional fine-tuning. This stage does not yet contain premium figures – those come from the concrete quotes, if you decide to go ahead with the tendering: needs assessment → reading quote tables.
How much work is this for you?
In total, roughly an hour: the 20-minute opening conversation, a few minutes sending documents and the closing conversation. The rest is on my desk. And it stays that way afterwards too: if the broker mandate is given, the renewal comparison (if you let me know beforehand), administration and support for stalled claims run on my side – while claim notification, loss mitigation and providing data stay with you as the policyholder. Book a time here →
A question tailored to your company? Book a free 20-minute consultation →
